Comparison
Adyen vs Stripe Payments
Scored side by side on fintech-payments, using the same criteria we apply across the category.
Adyen
Single-platform global payments with unusually high authorisation rates at scale.
4.4(1,900)Interchange++ plus processing fee
Stripe Payments
Developer-first payment processing with global coverage and a deep product surface.
4.6(11,800)2.9% + 30¢ per transaction
Scored side by side
Developer experience
Adyen
3.9
Stripe Payments
5.0
Market coverage
Adyen
4.9
Stripe Payments
4.6
Authorisation rates
Adyen
4.9
Stripe Payments
4.4
Reconciliation tooling
Adyen
4.5
Stripe Payments
4.5
Risk and compliance
Adyen
4.7
Stripe Payments
4.6
Effective total rate
Adyen
4.5
Stripe Payments
3.5
Adyen verdict
The enterprise answer once a fraction of a percent in authorisation rate outweighs integration convenience.
- Highest authorisation rates at enterprise volume
- True omnichannel on one platform
- Transparent interchange++ pricing
Stripe Payments verdict
The default for online businesses that value engineering speed. Negotiate rates seriously past $5M in volume.
- Best payments API and documentation available
- Billing, tax and fraud in one platform
- Fast integration relative to alternatives