Ramp
Corporate cards and spend management with automated policy enforcement.
Overview
Ramp combines cards, bill pay and procurement with controls that catch overspend before it happens rather than reporting it afterwards. The software is free because interchange funds it.
Scored criteria
Spend controls
4.8
Automation
4.7
Accounting integration
4.5
Reporting
4.4
Ease of use
4.8
Value for money
5.0
Strengths
- Free core platform funded by interchange
- Receipt and coding automation is genuinely effective
- Fast implementation
Limitations
- US-centric coverage
- Requires a supported accounting system for full value
- Credit limits depend on banking relationship
Features
Corporate cards with policy controlsAutomated receipt matchingAccounts payable and bill payVendor and procurement managementAccounting syncSpend analytics
Verdict
The strongest spend management platform for US companies, and difficult to argue with at zero software cost.